Financial Inclusion in

East Timor


Cash being dominant mode of payment in the east timor, leading to informal economy

Financial barriers make life expensive, inefficient and risky. There is a need for fast, efficient and reliable options for P2P payments like sending money and initiate transaction at any merchant


ZealCim provides bank with A Micro-ATM solution and involved in overcoming bank branch scarcity by enabling agent management network helping people access and send money using debit cards at these agent locations

Our card products enables bank’s account holders with a better way to pay for necessities, such as food, clothing, medicine and transportation